Just think: it’s August, sneaking up to triple digits, and your air conditioning unit stops. It just dies. Quits working. No more air conditioning, no more cool air to help you stay comfortable. No more anything.
So you call a heating and cooling company to come take a look and they tell you what you already knew – it’s time you purchased a new AC system. And then they explain something you didn’t know – your new air conditioner is going to cost more than you imagined, ranging from $7,000 to $70,000, depending on the type of system(s) you prefer, the style of home(s) you have, and the type of energy source you’d like.
It’s time to make a decision. Spend your summer soaking in sweat and taking cold showers? Or shell out all your savings (and maybe sell an organ) to cover the cost of a new system?
Or option three? Financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you consider that the standard consumer in the United States has less than $5,000 they can access, it makes total sense. So when life happens and things fail, and unexpected expenditures such as an AC repair or replacement is required, it is vital that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have multiple financing options for homeowners looking to replace their HVAC systems. The first set of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available money to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period lapses.
Service Experts Heating & Air Conditioning also offers financing options with a lower monthly fixed payment and a reasonable interest rate. This is for buyers who may not have the total value as quickly but can afford a lower cost each month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost around $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This option makes a new heating or air conditioning system more affordable, while also receiving an efficient system that will help reduce energy bills while supplying home comfort.
The financing programs at Service Experts Heating & Air Conditioning are included below:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many choices, why wait? Call Service Experts Heating & Air Conditioning today for a free in-home home comfort analysis and we will help you decide which HVAC system is right for your home AND which financing option is best for your life. We can’t wait to hear from you!